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'I've been pre-approved for a new credit card?'

DEFINITION: v. To offer pre-approved credit, loans or sweepstake prizes in order to lock the some poor sucker into permanent usury. n. Junk mail, spam or telemarketing offers for pre-approved credit and loans.

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Verboticisms

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Abusury

Created by: Nosila

Pronunciation: ab yuz yuree

Sentence: The real reason that there is a world monetary crisis is because of the abusury of banks, lenders, credit companies and insurers. All those "introductory low interest or interest-free" credit cards and lines of credit were the bait used to lure the innocent consumers into financial ruin! They are the credit crystal-meth designed to addict and enslave.

Etymology: Abuse (treat badly;change the inherent purpose or function of something) & Usury (an exorbitant or unlawful rate of interest)

| Comments and Points

Pawnfree

Created by: TJayzz

Pronunciation: Paw-n-fr-ee

Sentence: Now that the credit crunch is well under way many people will be forced to turn to buying on credit from those pawn-free credit offers. This means that you are entitled to free gifts and 0% for the first six months, then when you are completely hooked the rate goes up to 19% therefore having great difficulty keeping up the repayments.

Etymology: Pawn(a person who is used by others for their own purposes) + Free(Something given for nothing. OR IS IT???)

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COMMENTS:

pawnfree, as free as the wind blows - Jabberwocky, 2009-02-24: 09:18:00

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| Comments and Points

Debtbillitation

Created by: Jabberwocky

Pronunciation: det/bil/i/tay/shun

Sentence: Offering credit cards to students who have just incurred huge loans is debtbillitation and shouldn't be allowed.

Etymology: debt + bill + debilitation (enfeebling)

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COMMENTS:

I think they should make that a real word! - kateinkorea, 2009-02-24: 07:55:00

Terrific! - TJayzz, 2009-02-24: 10:43:00

Owe! Owe! Good One! - silveryaspen, 2009-02-24: 14:41:00

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| Comments and Points

Lendanger

karenanne

Created by: karenanne

Pronunciation: len DAYN jer

Sentence: Aiyo Yu keeps getting calls from PityBank (motto: "We Want to Help You Feel Forever In Our Debt") offering her the "opportunity" to roll her balances on other cards "free of charge" into the card she holds from this particular company. She also gets mailings from the same company inviting her to apply for various-sized loans that would pay off all her debts and give her "just one convenient monthly payment." These lendangering practices are helping a lot - helping PityBank, that is. She doesn't seem to realize that rolling all your outstanding debts into one payment is only helpful if you actually pay down the balance every month, and don't run up new balances. Most of her paycheck is a lendangered species at this point.

Etymology: endanger + lend

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COMMENTS:

An all-too familiar tale, sadly! - Nosila, 2010-09-07: 21:10:00

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| Comments and Points

Indebture

Created by: Nosila

Pronunciation: in dept chure

Sentence: When Della got hom,e from work, she had yet more mail to sort. From different angles, each one wanted her to be in a state of indebture to them.

Etymology: Indenture (a contract binding one party into the service of another for a specified term) & Debt (the state of owing something (especially money)

| Comments and Points

Fiscalwrecktitude

Created by: galwaywegian

Pronunciation: fiss kal rek tit ewed

Sentence: When the sales director of ostrich holdings offered her a chance at fiscalwrecktitude through a fixed rate extortion on her mentgage, she was confused.

Etymology: fiscal rectitude, wreck

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COMMENTS:

so am I (confused that is) but I love the word - Jabberwocky, 2009-02-24: 09:01:00

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| Comments and Points

Gullibullmarketing

petaj

Created by: petaj

Pronunciation: gull-a-bull-mark-a-ting

Sentence: Connie's name was apt. She was adept at gullibullmarketing, and made a fortune luring young people into crippling 'debtitude' by scamming them with promises of a rosy credit based future

Etymology: gull (to fool someone) + bull market (optimistic market) + marketing (promoting products or services) + gullible (disposed to believing anything or being suckered)

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COMMENTS:

Bullseye! - silveryaspen, 2009-02-24: 15:10:00

Suitabull word! - Nosila, 2009-02-24: 21:57:00

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| Comments and Points

Baitmail

Created by: silveryaspen

Pronunciation: bayt mayl

Sentence: Perhaps every money business spends millions on baitmail, because it allows them to reel in big bucks. The minute you bite, they give you the bait and switch. They switch to arisenterest, feemonsters, and so many numerous damnold-trumped-up-charges, you'll think you've been held up ... and measured up as the biggest sucker of all!

Etymology: BAIT, MAIL is a also a form of HATE MAIL. /// Bait - any enticement used to lure or attract. Mail -anything sent thru the postal system. Hate mail - malevolent mail; also mail we strongly dislike getting.

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COMMENTS:

Song of the Day: Mr. Postman, Send Me A Dream! - silveryaspen, 2009-02-24: 01:07:00

I like it. - kateinkorea, 2009-02-24: 07:57:00

great word - Jabberwocky, 2009-02-24: 09:19:00

Good word...A cute guy might be baitmale, especially if he's under age! - Nosila, 2009-02-24: 22:01:00

Baitmail won't fit in an envelope ... baitmales are found in a totally different baitsite on the endearnot! - silveryaspen, 2009-02-25: 02:37:00

wonderful word, describes the situation exactly. - rombus, 2009-02-25: 15:53:00

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| Comments and Points

Telesharketing

artr

Created by: artr

Pronunciation: teləshärkiting

Sentence: Jill screens all her calls. She has her roommate sort through her mail, because she has found that she is far too susceptible to telesharketing. Next she may have to give up watching television.

Etymology: telemarketing (the marketing of goods or services by means of telephone calls, typically unsolicited, to potential customers) + shark (a person who unscrupulously exploits or swindles others)

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COMMENTS:

:) - galwaywegian, 2010-09-07: 04:58:00

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| Comments and Points

Blondissue

Created by: galwaywegian

Pronunciation: blond issss ew

Sentence: The bank offered a blondissue which, if you didn't read the small print, was to dye for.

Etymology: bond issue, blonde

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Comments:

Verbotomy Verbotomy - 2009-02-24: 00:01:01
Today's definition was suggested by readerwriter. Thank you readerwriter. ~ James

readerwriter - 2009-02-24: 08:20:00
The thanks should go to my hubby who doesn't play, but loves to hear the defs!

Verbotomy Verbotomy - 2009-02-24: 22:59:00
Well lets give thanks to your hubby. Sounds like he has lots of good ideas! ~ James

Verbotomy Verbotomy - 2010-09-07: 00:00:00
Today's definition was suggested by readerwriter. Thank you readerwriter. ~ James