Vote for the best verboticism.
DEFINITION: v. To offer pre-approved credit, loans or sweepstake prizes in order to lock the some poor sucker into permanent usury. n. Junk mail, spam or telemarketing offers for pre-approved credit and loans.
Verboticisms
Click on each verboticism to read the sentences created by the Verbotomy writers, and to see your voting options...
You have two votes. Click on the words to read the details, then vote your favorite.
Spenderlochen
Created by: feltcap
Pronunciation: 'spen-dər'lä-kĕn'
Sentence: Their offer sounded enticing - she was spenderlochen, after agreeing to the terms of the contract she had to accept the loan, but she was still somewhat unsure of what she would have to do to pay back the debt.
Etymology: spender - one who spends prodigally, lochen (german) - to punch holes in OR to entice, also sounds like spender-lock-in
Lendanger
Created by: karenanne
Pronunciation: len DAYN jer
Sentence: Aiyo Yu keeps getting calls from PityBank (motto: "We Want to Help You Feel Forever In Our Debt") offering her the "opportunity" to roll her balances on other cards "free of charge" into the card she holds from this particular company. She also gets mailings from the same company inviting her to apply for various-sized loans that would pay off all her debts and give her "just one convenient monthly payment." These lendangering practices are helping a lot - helping PityBank, that is. She doesn't seem to realize that rolling all your outstanding debts into one payment is only helpful if you actually pay down the balance every month, and don't run up new balances. Most of her paycheck is a lendangered species at this point.
Etymology: endanger + lend
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COMMENTS:
An all-too familiar tale, sadly! - Nosila, 2010-09-07: 21:10:00
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Preapprusury
Created by: mweinmann
Pronunciation: pree + appru + surry
Sentence: In the excitement of her preapprusury, Madeline forgot to check the terms and conditions; all there in fine print. If she had posessed a magnifying glass before she signed the loan papers, she might have realized that she had sold herself into indentured servitude.
Etymology: Pre-Approval + Usury >> Pre-Approval (An initial approval in writing by a lender subject to terms and conditions, which provides an estimate of how much a borrower can borrow) Usury (an exorbitant or unlawful rate of interest)
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COMMENTS:
Sorrowfull Borrowfool sentence and word! - silveryaspen, 2009-02-24: 15:08:00
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Mortalgage
Created by: Stevenson0
Pronunciation: mort/al/age
Sentence: The sales pitch and the rates were good we decided to lock into a 60 year mortalgage.
Etymology: MORTALGAGE - from MORTAL + MORTGAGE or MORTAL + ENGAGE
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COMMENTS:
very clever - Jabberwocky, 2009-02-24: 08:59:00
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Fiscalwrecktitude
Created by: galwaywegian
Pronunciation: fiss kal rek tit ewed
Sentence: When the sales director of ostrich holdings offered her a chance at fiscalwrecktitude through a fixed rate extortion on her mentgage, she was confused.
Etymology: fiscal rectitude, wreck
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COMMENTS:
so am I (confused that is) but I love the word - Jabberwocky, 2009-02-24: 09:01:00
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Failout
Created by: artr
Pronunciation: feylout
Sentence: Denise was excited to get another "special" credit card offer. How could she turn it down? She was pre-approved. One more piece of plastic, one more failout...
Etymology: fail (to fall short of success) + bailout (an instance of coming to the rescue, especially financially)
Gullibullmarketing
Created by: petaj
Pronunciation: gull-a-bull-mark-a-ting
Sentence: Connie's name was apt. She was adept at gullibullmarketing, and made a fortune luring young people into crippling 'debtitude' by scamming them with promises of a rosy credit based future
Etymology: gull (to fool someone) + bull market (optimistic market) + marketing (promoting products or services) + gullible (disposed to believing anything or being suckered)
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COMMENTS:
Bullseye! - silveryaspen, 2009-02-24: 15:10:00
Suitabull word! - Nosila, 2009-02-24: 21:57:00
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Mailfeasance
Created by: Pseudonym
Pronunciation: mail-FEEZ-ance
Sentence: The cell phone contract that I "won" seems to be a case of mailfeasance.
Etymology: mail + malfeasance
Abusury
Created by: Nosila
Pronunciation: ab yuz yuree
Sentence: The real reason that there is a world monetary crisis is because of the abusury of banks, lenders, credit companies and insurers. All those "introductory low interest or interest-free" credit cards and lines of credit were the bait used to lure the innocent consumers into financial ruin! They are the credit crystal-meth designed to addict and enslave.
Etymology: Abuse (treat badly;change the inherent purpose or function of something) & Usury (an exorbitant or unlawful rate of interest)
Caratnschtick
Created by: metrohumanx
Pronunciation: CARROTn-schtick
Sentence: Debbie Terwilliger pounced on any free offer, no matter how unlikely. At her college, sleazy agents handed out credit cards by the bushel, and DebT grabbed a handful. She fell for the old CARATNSCHTICK everytime, and now she's getting a pedicure in debtor's prison.
Etymology: CARAT+n+SCHTICK=CARATNSCHTICK..........CARAT:a unit of fineness for gold equal to 1⁄24 part of pure gold in an alloy.....CARROT:a reward or advantage offered especially as an inducement; Middle French carotte, from Late Latin carota, from Greek karōton.....SCHTICK: a usually comic or repetitious performance or routine; Yiddish shtik pranks, literally, piece, from Middle High German stücke, from Old High German stucki; akin to Old English stycce piece, Old High German stoc stick.....carrot and stick:The carrot and stick approach was first used by owners of donkeys in order to keep their animals moving. Whenever the animal stopped, the rider used to dangle a raw carrot in front of the animal's nose, or beat it with the stick.
Comments:
Today's definition was suggested by readerwriter. Thank you readerwriter. ~ James
readerwriter - 2009-02-24: 08:20:00
The thanks should go to my hubby who doesn't play, but loves to hear the defs!
Well lets give thanks to your hubby. Sounds like he has lots of good ideas! ~ James
Today's definition was suggested by readerwriter. Thank you readerwriter. ~ James